Compare Trailer Tent Insurance

Looking for Trailer Tent Insurance?

Trailer tent insurance is designed to give you peace of mind and help with costs should with worst happen to your trailer tent.

If you get a lot of enjoyment from your trailer tent, love the freedom it gives you and would be hard-pressed to replace it if it was stolen or damaged, then trailer tent insurance is a sensible solution for you. This guide explores the nuances of insuring a trailer tent, the bare minimum, the ‘nice to haves’ and what to look out for when choosing a policy that’s right for you.

Trailer tents and vehicle insurance

Some comprehensive insurance policies extend third party cover to trailer tents. If this applies to you, be aware that the cover will only be third party, so damage to your own trailer tent will not be covered and that cover only applies whilst the trailer tent is attached to your vehicle.

There have been horror stories about insurers refusing to pay-out on third party cover because trailer tents have become unattached whilst being towed and subsequently wreaked havoc on the roads. This is a very good reason as to why you should always check your trailer tent and towing equipment every time you take it out.

If you feel that third party cover whilst being towed is all the cover you need for your trailer tent, remember to check the small print with your insurer. It may seem obvious, but it’s still important to tell them you have a tow bar (these are technically modifications) and that you tow a trailer tent, to avoid any allegations of nondisclosure in the event of a claim.

Specialist trailer tent insurance

With a specialist policy your trailer tent in insured at home, onsite and on the road.

Traditionally trailer tent insurance covers things like:

It’s unlikely to cover is things like:

Bridging the gap between camping and caravanning holidays, trailer tents offer all the comforts of a caravan without the bulky storage issues; it much easier to fold up your trailer tent and pop it in the garage than have a caravan parked on your drive. The downside is that trailer tents are notoriously less secure (and easier to steal) than caravans, hence why it can be tricky to get cover for personal possessions.

Since getting contents cover for trailer tents can prove difficult it’s worth talking with your home contents insurer to see if certain expensive items such as iPads, laptops, phones etc. are covered outside of the home.

Ways to save money on trailer insurance

Other factors that affect trailer tent insurance include:

What type of trailer tent insurance do you need?

This very much depends on the value and age of your trailer tent and your estimation of it’s worth. Talk to your insurers about:

Trailer Tent Insurance – Useful FAQs