Do Tractors Need Insurance?Last modified:
Tractors need insurance if they are being driven on public roads. Third party is the minimal legal requirement for all vehicles on UK roads, covering damage your tractor may cause to others. If your tractor is solely for agricultural use on your own land, then there is no legal requirement to insure it.
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Regardless of whether or not it is used solely for agricultural purposes, finance providers may insist on tractor insurance for the duration of the loan. Even if there is no legal or financial requirement to insure your tractor, you may still want to insure it against fire and theft.