Looking for Campervan Insurance?
There’s nothing like the freedom of the open road and taking off whenever there’s a break in the weather, but first there’s servicing, MOT’s and of course, campervan insurance to take care of.
Whether you use your campervan for weekends away, holidays at home or abroad, or it’s a way of life, this guide looks at the highs and lows of campervan insurance and how to get the most from your policy.
Different types of campervan insurance
There’s a diverse collection of campervans available in the UK today, from the latest American RVs to the classic VW’s everyone thinks off, through to custom builds and panel van conversions. Campervan insurance needs to cover a broad spectrum of vehicles and so most campervan insurers will cover:
Ways to save on campervan insurance
There are various way to reduce the cost of campervan insurance:
- Installing additional security, such as alarms and immobilisers
- Keeping your campervan in a secure off the road location when not in use
- Having a clean driving licence and no claims discounts
- Raising the voluntary excess
- Being a member of an owners’ or enthusiast’s club or forum
- Taking out an agreed mileage policy
- Adding an experienced named driver to your policy
Tips for insuring your campervan
Because campervan insurance is a specialist provision, insurers should be able to tailor a policy to your requirements. This is great news because it allows you to pick and choose the cover you want and take advantage of any benefits from bundling policies together, whilst only paying for the cover you need.
Look for the following when choosing a policy, either included as standard or available as an optional extra:
Many insurers include 90 days as standard, but if you are going away for longer, you should be able to extend cover for up to 365 days
Don’t forget to extend this type of cover if you are taking your campervan abroad
Cover amounts for personal possessions left in campervans differ between insurers so it pays to shop around
Although not available as standard, bundling this type of cover with your campervan insurance can be economical
A useful extra, especially when it comes to protecting your no claims discount
Speak to your insurer about additional cover for things like sat-nav, tv and satellite dishes
Covers things like gas bottles, generators and awnings
Campervan Insurance – Useful FAQs
Most campervan insurers will let you accrue no claims discounts and many will take your no claims discount on a standard car into account if this is your 1st time insuring a campervan.
Campervan insurers will cover all types of caravan, including fixed roof, high-top, mid-top and pop-up roofs.
If you have an imported campervan with left-hand drive there should be no problem getting insurance.
Most multi car policies are designed for cars only. If you have more than one campervan, multi-campervan insurance is available.