Local Councils and Taxi InsuranceLast modified:
If you’re just starting out as a taxi driver, there are two important bodies you need to speak to – your local authority and your taxi insurance provider. Here are our top tips on where to start and what to ask.
What to ask your local council and how it affects your taxi insurance
Your local council issue your operating licence, which will be either for private hire or public hire depending on the type of service you’re providing.
Different councils have different rules as to whether private hire taxis can collect from approved taxi ranks or not, so be sure to confirm with yours.
Can your partner can drive your taxi?
Some councils have rules relating to whether or not a partner can drive a licensed taxi when not in service.
Do you need public liability insurance?
Many councils insist on taxi drivers taking out public liability. Although this isn’t a legal requirement, it is important when dealing with members of the public and will cover you in the event of claims made by anyone, not just passengers.
Should you have CCTV?
In some areas, the licensing authority insist on CCTV being installed in all licensed taxis.
Is wheelchair access a necessity?
In line with legislation, if you operate a public hire taxi then many councils state that your vehicle must be accessible to wheelchairs. Some larger cities will also insist that wheelchair access must be side-loading.
What happens if you get points on your driving licence?
You must inform your local council if you receive penalty points on your driving licence. Different councils have varying rules concerning endorsements and operating licences, which means that in some areas, your taxi licence can be revoked if you receive a certain number of points or they may expect you to take an enhanced driving test.
Some councils operate their own penalty points system for public and private hire vehicles. Drivers can be issued with penalty points for a variety of offences including failure to comply with the dress code, complaints and reporting procedures.