Wheelchair Accessible Taxis and Taxi InsuranceLast modified:
Statistically disabled people rely on taxis 67% more than able bodied people* making wheelchair accessible taxis a lifeline for many and a reliable income stream for taxi drivers.
Around two-thirds of licensed taxis now classed as wheelchair accessible vehicles and many local councils insist on vehicles being accessible to wheelchairs to qualify for certain licences. Some larger city councils even specify that wheelchair access must be side-loading rather than rear-loading.
Drive a wheelchair accessible taxi?
Below is a summary of the what taxi drivers should and should not do under the Equality Act 2010.
What you can’t do
- Face a fine of up to £1,000
- Risk having your licence suspended or revoked
What you should do
Wheelchair accessible modifications
Chances are high that using a specialist taxi insurer will result in a better price for your insurance, not least because they will understand the requirements of wheelchair accessible vehicles and the necessary modifications. Even so, it’s important to declare these modifications to your insurers or you could risk invalidating your policy.
Wheelchair accessible modifications don’t impact on your vehicles performance or appearance, so the cost to insure them should not be excessive. However, in the event of repair or total loss, your insurance should cover the cost of these modifications.
When talking with taxi insurers consider asking:
*Attitudes of Disabled People to Public Transport, DPTAC (2001)